545 11TH Avenue, Hanover
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Ideal Family Home! Spacious 2 story home with deep backyard (Almost 200 ft). Main floor features a a newly redecorated kitchen, 1-2 Bedrooms (1 is currently used as an office), a large dining and living room, a 4 pc bath, and main floor laundry! Upstairs you'll find a second 4 pc bath, 3 bedrooms, and a quaint sitting room overlooking the backyard that could be used as an additional bedroom or playroom. Large Master Bedroom with built in, lit closet organizer. Full unfinished basement offers tonnes of storage space, and potential for an additional rec room/ play area space or a workshop. New roof and furnace in 2013. Most windows in home have been replaced! Definitely an ideal, move in ready, family home!
- Address: 545 11TH AVENUE
- Nearest Town or City: Hanover
- Ownership Type: Freehold
|Laundry room||Main level||5'6 X 6'|
|Bath (# pieces 1-6)||Main level||B4|
|Bedroom||Main level||9' X 11'3|
|Den||Main level||8'2 X 11'3|
|Dining room||Main level||16'2 X 12'9|
|Living room||Main level||14'5 X 11'2|
|Kitchen||Main level||13'4 X 12'5|
|Sunroom||Main level||5'2 X 27'4|
|Recreational, Games room||Second level||13'3 X 12'1|
|Master bedroom||Second level||15' X 12'1|
|Bedroom||Second level||12'1 X 10'9|
|Bedroom||Second level||8'9 X 16'4|
|Bath (# pieces 1-6)||Second level||B4|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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