604 8TH Avenue Hanover

604 8TH Avenue
  • 604 8TH Avenue
  • 604 8TH Avenue
  • 604 8TH Avenue
  • 604 8TH Avenue
  • 604 8TH Avenue
  • 604 8TH Avenue
  • 604 8TH Avenue
  • 604 8TH Avenue
  • 604 8TH Avenue
  • 604 8TH Avenue
  • 604 8TH Avenue
  • 604 8TH Avenue
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$379,900

ATTENTION INVESTORS OR FIRST TIME BUYERS! Duplex with upper unit vacant allows you to set your own rental fee! Here's your chance to live in the top unit while collecting rent from main floor unit to off-set your mortgage! Main floor unit has an eat-in kitchen, 2 bedrooms, full bath, laundry facilities and access to rear deck as well as the basement. Tenant pays $1200/mo. + utilities (F/A gas heat). Upstairs one bedroom unit is compact but cozy and manageable for someone on the go! Provides open concept kitchen/living area, one bedroom, full bath and use of enclosed sun porch. Situated on a deep, private lot. Separate entrances and parking for both units. Could easily be converted back to single family home. Seller pays approx. $189 every 3 mos. for water/sewer, $167/mo. insurance and $2030/yr. 2022 for property taxes. Visit https://hanover.ca/ for more info about the Town of Hanover! (id:25417)

  • 3 Bedrooms
  • 2 Bathrooms
  • 1,506 Square Feet
  • $1,827 / month (estimated mortgage)
604 8TH Avenue HANOVER
  • Listing ID: 40285067
  • Listed On: JANUARY 24TH 2023
  • Address: 604 8TH AVENUE
  • Location: HANOVER
  • Postal Code: N4N 2L3

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NORTH ON 8TH AVE., HANOVER

RoomsLevelsDimensions
4pc BathroomSecond level5'5'' x 7'5''
Living roomSecond level10'0'' x 11'0''
KitchenSecond level8'3'' x 7'5''
BedroomSecond level14'5'' x 8'10''
OtherMain level9'' x 9'6''
PorchMain level16'0'' x 6'2''
BedroomMain level7'8'' x 11'0''
BedroomMain level11'0'' x 12'5''
Living roomMain level18'0'' x 11'5''
4pc BathroomMain level11'3'' x 5'0''
Laundry roomMain level11'8'' x 7'3''
KitchenMain level12'8'' x 12'6''

Additional Details

  • Amenities Nearby: Hospital, Park, Playground, Schools, Shopping
  • Communication: High Speed Internet
  • Community Features: Community Centre
  • Equipment: None
  • Features: Park/reserve, Crushed stone driveway
  • Property Type: Single Family
  • Ownership Type: Freehold
  • Parking Spaces: 3
  • Rental Equipment: None
  • Structure: Shed
  • Zoning Description: R3

Building Details

  • BasementType: Full (Unfinished)
  • Basement Development: Unfinished
  • Bedrooms Main Level: 3
  • Constructed Material: Concrete block, Concrete Walls
  • Construction Style Attachment: Detached
  • Cooling: None
  • Exterior Finish: Brick, Concrete, Vinyl siding
  • Fireplace Present: False
  • Fire Protection: None
  • Foundation: Stone
  • Bathrooms (Total): 2
  • Heating: Baseboard heaters, Forced air
  • Heating Fuel: Electric, Natural gas
  • Size Interior: 1506.0000
  • Stories Total: 1.5
  • Type: House
  • Utility Water: Municipal water

Land Details

  • Access Type: Highway access, Highway Nearby
  • Amenities: Hospital, Park, Playground, Schools, Shopping
  • Sewer: Municipal sewage system
  • Size Depth: 165 ft
  • Size Frontage: 44 ft

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The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.

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  • Mortgage Insurance

Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.

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The rate of interest you will pay on the outstanding balance of your mortgage.

  • Mortgage Type
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The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.

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