431 BRUCE ST Hepworth
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- Listed Since: January 8th 2020
Great Value! Fabulous Family Home In Hepworth! Solid 3 Bed, 2 Bath Home Steps Away From Tim's & Hepworth School. A Great Mix Of Modern & Century Home Feel. Home Has Tons To Offer. 2 Lg Full Baths, Lg Kitchen, Hardwood Floors, Mud Room & Office Space Just Some Of The Features. Landscaped Lot W/Pond & Private Fully Fenced Back Yard. Plenty Parking On 2 Sides Of Lot.Only 10 Min To Sauble Beach & Wiarton, 20 Min To Owen Sound. Perfect Place To Call Home**** EXTRAS **** Refrigerator, Stove, Washer, Dryer (id:23309)
- Address: 431 BRUCE ST
- Location: SOUTH BRUCE PENINSULA
- Ownership: FREEHOLD
- MLS: X4662644
|Living room||Main level||4.33 m x 4.27 m|
|Kitchen||Main level||4.45 m x 4.02 m|
|Mud room||Main level||5.06 m x 2.93 m|
|Bedroom||Main level||2.74 m x 2.62 m|
|Bedroom||Upper Level||2.74 m x 2.19 m|
|Master bedroom||Upper Level||4.21 m x 2.99 m|
Monthly Mortgage Payments
Thinking about buying 431 BRUCE ST -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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