113 CENTRE STREET, Holstein
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- Listed Since: November 9th 2018
Welcome to the quaint village of Holstein, where you'll find this large family home on a quiet, dead end street. Located under an hour from Guelph, Orangeville, and Owen Sound, not only does this house offer loads of space, with upgrades like electrical and insulation, but it is just a short stroll down the path to the stocked mill pond or the wonderful town park. With a 200' deep lot, that can also be accessed from the road allowance off Lane St, this property is a must see! (id:23309)
- Address: 113 CENTRE STREET
- Location: HOLSTEIN
- Ownership: FREEHOLD
- MLS: 164063
|Kitchen||Ground level||16' 0'' x 12' 6''|
|Dining room||Ground level||13' 0'' x 11' 0''|
|Sunroom||Ground level||6' 6'' x 18' 0''|
|Living room||Ground level||21' 6'' x 12' 0''|
|4pc Bathroom||Ground level|
|Bedroom||Second level||13' 0'' x 11' 8''|
|Bedroom||Second level||13' 0'' x 9' 6''|
|Master bedroom||Second level||13' 0'' x 12' 6''|
|Bedroom||Second level||12' 0'' x 9' 5''|
|Bedroom||Third level||19' 6'' x 16' 0''|
Monthly Mortgage Payments
Thinking about buying 113 CENTRE STREET -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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