193 SUTACRITI Street Kemble Ontario
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An awesome 3 bedroom bungalow. Features brick exterior, 3 bedrooms up and 1 down, 3 full baths, large eat in kitchen, full length sun deck with access from main rooms. The lower level with walk out to large landscaped rear yard boast a huge family room with custom made situp bar, spacious bedroom, 3 pc bath, laundry, office/den & extra storage. A real plus is the geothermal heating & cooling system which gives you a big savings on your utility cost. The great location gives you access to Georgian Bay, upscale executive style homes, municipal water, paved streets, street lighting & high speed internet, plus a 2 car attached garage. This is a beautiful home with high quality finishing. Showing pride of ownership. Zoning: Single Detached not on water.
Kemble -- Balanced Real Estate Market
|Bath (# pieces 1-6)||Lower level||3PC|
|Laundry room||Lower level||13'2X8|
|Other||Lower level||11'4X13'6 BAR AREA|
|Recreational, Games room||Lower level||22'10X21 IRREG.|
|Utility room||Lower level||10'4X11'4|
|Bath (# pieces 1-6)||Main level||4PC|
|Ensuite (# pieces 2-6)||Main level||3PC|
|Living room||Main level||17'X14'7|
|Master bedroom||Main level||18X10'11|
Monthly Mortgage Payments at 2.34
Thinking about buying this home in Kemble -- lets calculate some mortgage payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
These mortgage estimates are provided by Sharon Vanderschot from Mortgage Alliance.