163 BRUCE BEACH ROAD Kincardine
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- Listed Since: November 28th 2019
Bruce Beach Lakefront - a popular commodity! The beach and sunsets are awesome! You are getting a year round 3 bedroom Home, 3 bath, and Den with decks - lake side and road side, fully finished lower (walk-up) level with an attached approximate 1100 sq ft - three Season Cottage -open concept and fully equipped, with 2 Bedrooms and a Loft (Sleeps 16 !!) Situated on a paved road, a 5-minute drive to downtown Kincardine. Picture you and your family in this very private Lakefront! Measurements are approximate. Great potential for Rentals - Let a tenant pay your taxes and utilities!!! Almost new Pacific Energy - High Efficiency Wood Stove "This is a Beauty!! (with reference to the Property and the Stove!!) Oil tank - 2013 Roof - 2015 Septic report on file 2017- Pumped 2019. There will be no adjustment for propane on closing - as the Seller has never used the Propane Fireplace. Paint remaining with the property is all well labelled for the various rooms, as is the plumbing too! (id:23309)
- Address: 163 BRUCE BEACH ROAD
- Location: HURON TWP
- Ownership: FREEHOLD
- MLS: 232005
|Foyer||Ground level||3' 2'' x 7' 4''|
|Other||Ground level||17' 0'' x 8' 0''|
|Kitchen||Ground level||17' 0'' x 8' 8''|
|Living room||Ground level||17' 0'' x 22' 0''|
|4pc Bathroom||Ground level|
|2pc Bathroom||Lower level|
|Family room||Lower level||13' x 8'|
|Den||Lower level||12' x 6'|
|Bedroom||Lower level||12' x 14'|
|4pc Bathroom||Second level|
|Laundry room||Second level||13' 0'' x 7' 10''|
|Other||Second level||6' 0'' x 7' 0''|
|Other||Second level||19' 8'' x 3' 4''|
|Master bedroom||Second level||11' 10'' x 16' 9''|
|Bedroom||Second level||13' 0'' x 10' 10''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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