38 LAKEFIELD DRIVE Kincardine
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- Listed Since: April 7th 2020
New home under construction in popular Lakefield Estates, offering 3 bedrooms up plus 2 down, 3 full baths, huge 16 X 27-foot family room in full height lower level. Large utility / laundry with stairs to full double garage. Other features: open plan kitchen, dining, living area up with AYA kitchen with granite countertops and island; 9 foot ceilings up, Central Vac roughed-in; covered deck 10 X 20-feet. Plenty of storage throughout. Hardwood and ceramic flooring in travelled and living areas up, foyer and baths ceramic. Boiler Beach is just over two blocks away, beach walkway exits from Lakefield just steps away. Home will be move-in ready at closing with yard fully sodded, deck as mentioned, and concrete drive and walks. Call for full specs, plans for this popular model. Price listed includes HST net of rebate provided Buyers qualify. (id:23309)
- Address: 38 LAKEFIELD DRIVE
- Location: KINCARDINE
- Ownership: FREEHOLD
- MLS: 232390
|Master bedroom||Ground level||14' 10'' x 12' 2''|
|Living room||Ground level||14' 7'' x 14' 6''|
|Other||Ground level||10' 0'' x 14' 0''|
|Kitchen||Ground level||13' 11'' x 10' 1''|
|4pc Bathroom||Ground level|
|3pc Ensuite bath||Ground level|
|Foyer||Ground level||10' 3'' x 7' 10''|
|Bedroom||Ground level||10' 0'' x 10' 0''|
|Bedroom||Ground level||12' 0'' x 10' 2''|
|Family room||Lower level||27' 8'' x 16' 9''|
|Bedroom||Lower level||12' 2'' x 9' 10''|
|Laundry room||Lower level||18' 8'' x 11' 6''|
|Bedroom||Lower level||13' 0'' x 10' 11''|
|3pc Bathroom||Lower level|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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