41 PHILIP PLACE Kincardine
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- Listed Since: February 10th 2020
Be the new owner of one of the six only two story, 4 bedroom, 1.5 bath condo units with a full basement in this condo development. Centrally located within walking distance to shopping, schools, downtown, beach and the new Bruce Power Training Centre. This unit shows pride of ownership with a custom front entrance door, newer windows, metal roof, custom kitchen cabinetry and most recently a new "Bath Fitters" tub/shower combination. Parquet flooring under the carpet. Nicely decorated throughout. The main floor features a 2pc. bath, a galley kitchen with dinette area, an 'L'-shaped living/dining room with patio doors to the privacy fenced patterned concrete patio area and nicely landscaped garden. The 2nd floor offers 4 bedrooms with the master bedroom having a large walk-in closet and the 4pc. bath. The full basement can be finished into additional living space if desired. There is an attached one car garage with opener. All measurement are approximate and all inclusions are "as is". (id:23309)
- Address: 41 PHILIP PLACE
- Location: KINCARDINE
- Ownership: CONDO CORPORATION
- MLS: 243995
|2pc Bathroom||Ground level|
|Kitchen||Ground level||6' 5'' x 15' 2''|
|Dining room||Ground level||9' 5'' x 10' 6''|
|Living room||Ground level||10' 4'' x 17' 7''|
|4pc Bathroom||Second level|
|Bedroom||Second level||9' 10'' x 10' 3''|
|Bedroom||Second level||9' 6'' x 10' 10''|
|Bedroom||Second level||9' 5'' x 10' 5''|
|Master bedroom||Second level||9' 11'' x 14' 7''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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