644 STEWART DRIVE Kincardine
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- Listed Since: May 21st 2020
Tastefully decorated, immaculate 3 bedroom home in a quiet subdivision on bus routes to all schools.Excellent family home . Many recent improvements including brand new custom dream kitchen, complete with black stainless steel appliances. Main floor completely redone in 2018 to create an open concept main floor with vinyl click flooring throughout. Two piece bathroom on main floor. Patio door to deck off of living room, overlooking fully fenced back yard. Propane stove & hearth in living room. Three large bedrooms up with 4 pc bathroom. Fully finished lower level. Rough-in for bathroom. New Centennial windows installed in 2006 with a transferable life time warranty to the new owner, new shingles on roof in 2008. (id:23309)
- Address: 644 STEWART DRIVE
- Location: KINCARDINE
- Ownership: FREEHOLD
- MLS: 260648
|Laundry room||Ground level||12' x 17' 6''|
|Kitchen||Ground level||9' 6'' x 12' 4''|
|Dining room||Ground level||9' x 10'|
|2pc Bathroom||Ground level||4' x 5'|
|Laundry room||Lower level||7' x 8' 6''|
|Recreation room||Lower level||21' 4'' x 17' 2''|
|Master bedroom||Second level||10' x 12' 6''|
|Bedroom||Second level||10' x 11' 9''|
|Bedroom||Second level||9' x 11' 6''|
|4pc Bathroom||Second level||6' x 8'|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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