751 JOHNSTON CRESCENT Kincardine
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- Listed Since: May 20th 2020
Welcome Home! Check out the Youtube Walkthrough and 3D tour. This is the perfect start for a first time home buyer, and is completely move-in ready. It has received a lot of upgrades over the last year, being switched from oil to a brand new propane furnace with a heat pump (which saves energy and also provides A/C), fuses were switched to a 125 amp breaker panel, and a custom made stone patio with firepit in the backyard makes this the perfect house to gather with friends. A very large 17 x 16 deck overlooks the stone patio, and you even have a 24.6 x 13.7 garage - which is a unique feature not often found on this style of home! Located in the beautiful lake town of Kincardine, only a 15-20 minute drive from Bruce Power or 7 Acres. If you are tired of renting this could be your ideal way to get your very first home. Realtors - please see Realtors' remarks. (id:23309)
- Address: 751 JOHNSTON CRESCENT
- Location: KINCARDINE
- Ownership: FREEHOLD
- MLS: 260386
|Recreation room||Basement||26' 5'' x 11' 1''|
|Bedroom||Ground level||8' 11'' x 7' 8''|
|4pc Bathroom||Ground level|
|Bedroom||Ground level||11' 1'' x 8' 2''|
|Bedroom||Ground level||12' 4'' x 9' 9''|
|Living room||Second level||16' 1'' x 11' 1''|
|Dining room||Second level||10' 1'' x 9' 10''|
|Other||Second level||17' x 16'|
|Kitchen||Second level||9' 9'' x 8' 0''|
Monthly Mortgage Payments
Thinking about buying 751 JOHNSTON CRESCENT -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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