263 VICTORIA Street Listowel
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- Listed Since: February 10th 2020
BEAUTIFUL RUSTIC RAISED BUNGALOW ON 1/2 ACRE LOT! Country living within a great community! Only 8 minutes from Listowel, 40 minutes to Elmira, and 45 minutes to Stratford. Lovely foyer with slate flooring, stone feature wall and convenient access to the double car garage. Open concept main floor with original hardwood flooring, bright and spacious oak kitchen with breakfast bar gives you the perfect space for entertaining! Many windows as well as a patio door provides ample natural lighting. Gorgeous wood panel cathedral ceiling truly gives a country rustic look that you will LOVE! This home offers 5 bedrooms and 2 bathrooms! Finished basement and rec room provides additional living space with laminate flooring! Cozy up by the wood burning stove on cold winter nights! Some updates already completed such as the roof and furnace in 2013, new windows on upper level in 2017 and a new centennial front door in 2018. Enjoy the beautiful country views from the newly installed stamped concrete patio. Ample parking on a concrete pad at the side of the house. Looking to build a shop? A large 26' x 38' concrete foundation was poured and waiting to be finished! Don't miss out on this amazing opportunity to live in the country! (id:23309)
- Address: 263 VICTORIA STREET
- Location: TROWBRIDGE
- Ownership: FREEHOLD
- MLS: 30789309
|Bedroom||Basement||12' 11'' x 10' 10''|
|Bedroom||Basement||12' 1'' x 12' 0''|
|Recreation room||Basement||24' 2'' x 20' 3''|
|Bedroom||Ground level||13' 0'' x 10' 1''|
|Bedroom||Ground level||11' 7'' x 9' 7''|
|Master bedroom||Ground level||13' 10'' x 11' 8''|
|4pc Bathroom||Ground level|
|Eat in kitchen||Ground level||21' 4'' x 10' 8''|
|Family room||Ground level||17' 10'' x 15' 2''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
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The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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