409 RESERVE Avenue S, Listowel
Up to 26 photos available.
- Listed Since: May 16th 2019
Attention first time home Buyers, Downsizers and Investors !! Charming all brick bungalow with attached garage located close to school. This 3 bed 2 bath home has had some nice updates and is ready for you to put your creativity to work to make it your own. Recent upgrades include newer windows, main bathroom, new laminate flooring throughout living room and dining room completed in 2018. Basement has lots of potential with a large rec room, 2 pc bath and good sized utility room with work bench and cold room. (id:23309)
- Address: 409 RESERVE AVENUE S
- Location: LISTOWEL
- Ownership: FREEHOLD
- MLS: 30734301
|Recreation room||Basement||26' 8'' x 14' 8''|
|Laundry room||Ground level||10' 9'' x 10' 0''|
|4pc Bathroom||Ground level|
|Bedroom||Ground level||13' 5'' x 10' 8''|
|Bedroom||Ground level||9' 9'' x 13' 5''|
|Master bedroom||Ground level||11' 4'' x 10' 9''|
|Living room||Ground level||18' 10'' x 12' 5''|
|Dining room||Ground level||9' 11'' x 13' 4''|
|Kitchen||Ground level||12' 0'' x 10' 0''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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