465 Mowat Street E, Listowel
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- Listed Since: July 18th 2019
Within walking distance to both an elementary and secondary school, this detached, four-bedroom, brick home in Listowel is the family home youve been looking for. Immediately upon stepping inside, youll notice the beautiful flooring that creates a warm, welcoming feel in the homes living area. The semi-open concept design joins the living area to the combined kitchen and dining room, where the tiling and oak-coloured cabinets add to the overall warmth of the home. The kitchen island creates extra counter space, while also lending itself as a space for friends and family to gather. The main floor of the home hosts three bedrooms, including the master bedroom with four-piece en suite bathroom, and the four-piece main bathroom. Down the hardwood staircase into the fully finished basement, you will find the large, fourth bedroom of the home. The basement also contains its own three-piece bathroom, enhancing the basement as additional living and entertaining space for the family. In the backyard, accessed via the kitchen, the covered deck area provides the perfect place to relax outside, rain or shine! The kids will love playing in the yard, where you can watch from the deck or join in on the fun! Other features of this home include: Carpet free Fully finished basement Highlights: Brick exterior Private, double-wide asphalt driveway with space for 2 vehicles Garage with space for 2 vehicles Forced air, gas heating Central air (id:23309)
- Address: 465 MOWAT STREET E
- Location: LISTOWEL
- Ownership: FREEHOLD
- MLS: 30750805
|Bedroom||Basement||13' 8'' x 11' 7''|
|Recreation room||Basement||19' 6'' x 27' 11''|
|4pc Bathroom||Ground level|
|Bedroom||Ground level||11' 3'' x 10' 0''|
|Master bedroom||Ground level||13' 0'' x 11' 11''|
|Bedroom||Ground level||10' 1'' x 11' 1''|
|4pc Bathroom||Ground level|
|Laundry room||Ground level|
|Kitchen/Dining room||Ground level||14' 3'' x 22' 2''|
|Living room||Ground level||14' 0'' x 18' 6''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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