13 MCGOWAN Place Midhurst
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- Listed Since: February 24th 2020
Live at the Cottage! Exceptional Normerica true post & beam solidly built home on private 1.3 acre lot located on quiet cul-de-sac in Midhurst. The private treed backyard oasis includes fenced in backyard and fenced in in-ground salt water swimming pool, hot tub large custom deck and backs onto 30 acres of shared common land. Large eat-in kitchen with centre island with granite counter, built-in oven and microwave, heated floors and walkout to rear deck. Spectacular Great room with 18' cathedral ceiling and wood burning fireplace. Large master bedroom with ensuite bath & walk-in closet. Finished in-law basement apartment with separate entry. newer roof, and furnace, in-ground sprinkler system, extra deep insulated/heated garage with attached workshop. Located 5 minutes to Barrie and all major highways & much more! (id:23309)
- Address: 13 MCGOWAN PLACE
- Location: SPRINGWATER
- Ownership: FREEHOLD
- MLS: 30792860
|Other||Basement||17' 0'' x 11' 5''|
|Bedroom||Basement||17' 0'' x 13' 0''|
|Recreation room||Basement||23' 0'' x 14' 10''|
|Great room||Ground level||24' 0'' x 16' 6''|
|4pc Ensuite bath||Ground level|
|Master bedroom||Ground level||16' 6'' x 11' 10''|
|2pc Bathroom||Ground level|
|Laundry room||Ground level|
|Bedroom||Ground level||12' 4'' x 7' 8''|
|Kitchen||Ground level||19' 3'' x 14' 0''|
|Bedroom||Second level||14' 1'' x 8' 3''|
|Bedroom||Second level||14' 0'' x 8' 3''|
|4pc Bathroom||Second level|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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