354 Russell Street Midland
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- Listed Since: September 12th 2019
Welcome to 354 Russell St, a 2 1/2 storey home with character and charm in a desirable Midland neighbourhood. This home is ideally located on a corner lot close to groceries, shopping, and the main street, and is walking distance to Little Lake Park and the Midland Bay waterfront. The spacious living room features large windows, custom built-in shelving and entertainment unit, with gorgeous crown molding and a cozy gas fireplace. The conservatory is a window-lined retreat, currently set up as a dining room, though the potential is limitless. The kitchen is open to surrounding rooms, making it easy to host and entertain. Walk through the sunroom (an excellent home-office space) to a beautifully landscaped backyard, complete with fencing, a gazebo, and mature trees for privacy. The second level is home to 2 excellent-sized bedrooms, including the expansive master with an ensuite and walkout to the rooftop deck. A fully-finished loft makes for a roomy third bedroom with a seating area; ideal for guests. The basement is home to a newly finished bonus room; your opportunity for the man cave youve wished for, or the craft room youve dreamed of. This home is move-in-ready, and shows extreme pride of ownership. Dont miss your chance to own a piece of Midlands history in a tidy, brick-wrapped package. (id:23309)
- Address: 354 RUSSELL STREET
- Location: MIDLAND
- Ownership: FREEHOLD
- MLS: 30764999
|Office||Basement||14' 6'' x 13' 3''|
|Dining room||Ground level||14' 6'' x 11' 0''|
|Living room||Ground level||26' 0'' x 12' 0''|
|Kitchen||Ground level||12' 7'' x 8' 10''|
|Master bedroom||Second level||14' 0'' x 9' 6''|
|Bedroom||Second level||16' 3'' x 9' 6''|
|3pc Bathroom||Second level|
|4pc Ensuite bath||Second level|
|Bedroom||Third level||21' 10'' x 16' 5''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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