399 KING STREET Midland
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- Listed Since: October 8th 2019
CLASSIC BRICK CENTURY HOME IN PRIME LOCATION. THIS GRAND HOME BUILT AT THE TURN OF THE CENTURY HAS STOOD THE TEST OF TIME AND IS WAITING FOR YOU TO MAKE IT YOUR HOME. LOCATED IN PRIME LOCATION STEPS TO ALL THAT IS NEEDED: LITTLE LAKE PARK, REC CENTRE, CURLING CLUB, YMCA, LIBRARY, ARTS CENTRES AND ALL THE DOWN TOWN SHOPS AND TOWN DOCK. THIS COULD BE USED AS A GREAT AIR B-N-B WITH UP TO 6 BEDROOMS TO RENT OUT. THIS GREAT HOME FEATURES: SPACIOUS KITCHEN-DINING AREAS * LARGE LIVING ROOM * M/F FLOOR LAUNDRY * FRONT AND REAR STAIR CASES * 4 BEDROOMS * MASTER BEDROOM WITH ENSUITE AND LARGE WALK IN CLOSET (COULD BE 4TH BEDROOM) * 2.5 BATHS * FINISHED ATTIC WITH LOFT, DEN AND OFFICE * LARGE MUD ROOM * COVERED FRONT VERANDA * DECK * METAL TILE ROOF * MANY UPDATES * GAS HEAT W/AC * GARAGE * FULL USABLE BASEMENT * CALL NOW ON TO SEE THIS GREAT HOME. (id:23309)
- Address: 399 KING STREET
- Location: MIDLAND
- Ownership: FREEHOLD
- MLS: 227212
|Mud room||Ground level||17' 8'' x 9' 7''|
|Kitchen||Ground level||11' x 13' 8''|
|Dining room||Ground level||14' 8'' x 11' 10''|
|Living room||Ground level||11' 7'' x 27'|
|Laundry room||Ground level||11' 10'' x 6' 2''|
|2pc Bathroom||Ground level|
|Bedroom||Second level||8' x 10'|
|Master bedroom||Second level||15' 4'' x 9' 8''|
|3pc Ensuite bath||Second level|
|Bedroom||Second level||11' x 9'|
|Bedroom||Second level||11' 9'' x 10' 5''|
|4pc Bathroom||Second level|
|Den||Third level||9' x 17' 6''|
|Loft||Third level||18' x 25'|
|Office||Third level||8' 7'' x 15'|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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