441 IRWIN STREET Midland
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- Listed Since: October 24th 2019
Top 5 Reasons You Will Love This Home: 1) Spacious principal rooms with large windows providing ample natural light 2) Bright dining room presenting a Juliet balcony & easy-care flooring 3) Turn-key raised bungalow with tasteful finishes throughout 4) Basement featuring in-law potential with an entrance leading up to the garage 5) Great location close to great parks, schools, and shopping. 3,000 Fin.sq.ft. Age 13. (id:23309)
- Address: 441 IRWIN STREET
- Location: MIDLAND
- Ownership: FREEHOLD
- MLS: 229759
|Kitchen||Ground level||12' 0'' x 9' 0''|
|Dining room||Ground level||12' 0'' x 12' 0''|
|Great Room||Ground level||16' 5'' x 15' 5''|
|Master bedroom||Ground level||17' 8'' x 13' 0''|
|4pc Ensuite bath||Ground level|
|Bedroom||Ground level||15' 5'' x 11' 0''|
|Bedroom||Ground level||12' 0'' x 10' 5''|
|4pc Bathroom||Ground level|
|Recreation room||Lower level||28' 4'' x 25' 5''|
Monthly Mortgage Payments
Thinking about buying 441 IRWIN STREET -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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