39 Ellen Street, Mildmay
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- Listed Since: May 18th 2019
Beautiful, well maintained all brick bungalow on a large lot, in a quiet residential neighbourhood in Mildmay!! The main floor includes of a nice size eat-in kitchen, a living room, 2 bedrooms, 4-piece bathroom and a laundry room. The basement includes a large recreational room, another bedroom, a 3-piece bathroom and large storage area. The home also has a attached garage and 2 sheds in the backyard. This home is perfect for anyone!!! (id:23309)
- Address: 39 ELLEN STREET
- Location: MILDMAY
- Ownership: FREEHOLD
- MLS: 30736254
|Storage||Basement||17' 7'' x 10' 3''|
|Bedroom||Basement||14' 5'' x 10' 6''|
|Recreation room||Basement||23' 0'' x 12' 11''|
|4pc Bathroom||Ground level|
|Laundry room||Ground level||8' 8'' x 8' 0''|
|Bedroom||Ground level||9' 2'' x 12' 0''|
|Master bedroom||Ground level||12' 0'' x 13' 0''|
|Living room||Ground level||17' 0'' x 11' 11''|
|Eat in kitchen||Ground level||21' 3'' x 10' 3''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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