67 MCIVOR DRIVE Miller Lake
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- Listed Since: May 21st 2020
This is your incredible opportunity to own an immaculately built stone home or cottage on Lake Huron. It has 3 bedrooms, 2 bathrooms, laundry, and 77' of pristine shoreline. Set in a very private location, this property offers everything you have dreamed of at a reasonable price. Much of the home has been updated in the past 1-6 years including roof, windows, septic, main floor flooring, fridge, stove, double garage doors, and upstairs bathroom. Offering sunset views, gorgeous opportunities for moonlit dinners, and a dredged channel to the deep waters of Lake Huron for lower water levels. As well there is a large custom-built stone patio, boat ramp, boat lift, dock with 6' of depth at its end, and a dual access garage. Canoe is included, fishing is prime, and the flatrock lake bottom is free of stones for swimming. Stone fireplace for cozy evenings. Buyer is being given first option on purchasing adjoining lot roll #410966000124102 at $99,000. (id:23309)
- Address: 67 MCIVOR DRIVE
- Location: NORTHERN BRUCE PENINSULA
- Ownership: FREEHOLD
- MLS: 260634
|Kitchen||Ground level||14' x 10'|
|Bedroom||Ground level||10' 6'' x 7' 4''|
|4pc Bathroom||Ground level||6' x 6' 6''|
|Foyer||Ground level||6' x 5'|
|Living room/Dining room||Ground level||23' x 10' 6''|
|Master bedroom||Second level||15' x 10'|
|Bedroom||Second level||14' x 10'|
|3pc Bathroom||Second level||7' x 5'|
Monthly Mortgage Payments
Thinking about buying 67 MCIVOR DRIVE -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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