15 Morningside Circle New Hamburg
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- Listed Since: March 24th 2020
Welcome to Morningside Adult Lifestyle Community located in New Hamburg. If you're looking for an active retirement, this is the place to be. This charming Kensington model is immaculate and in "move in" ready condition. As you walk through the front door you'll notice how spacious the Living/Dining room are. This leads to the Sunroom (2016) which features a vaulted ceiling and sliders to the huge deck. This is the perfect setting for your morning coffee. The Kitchen is just around the corner and has newer backsplash, countertops, appliances and sink. Down the hall, you'll find a second Bedroom and the large Main Bath, that has been updated beautifully with fixtures and shower stall. The Washer/Dryer (2016) are located in the main floor Utility/Storage area. The large Master Bedroom features double closets and an adjoining 4 pce Ensuite. There have been extensive updates added to this home. All of the exterior vinyl, shingles, Furnace/A/C and front and rear decks were all replaced in 2016. Don't wait, this one won't last long. (id:23309)
- Address: 15 MORNINGSIDE CIRCLE
- Location: NEW HAMBURG
- Ownership: LEASED LAND
- MLS: 30799410
|Living room||Ground level||15' 0'' x 13' 2''|
|Dining room||Ground level||11' 10'' x 10' 0''|
|Kitchen||Ground level||9' 0'' x 9' 6''|
|Sunroom||Ground level||15' 7'' x 9' 4''|
|Master bedroom||Ground level||11' 10'' x 15' 10''|
|Bedroom||Ground level||11' 0'' x 9' 10''|
|4pc Ensuite bath||Ground level|
|Utility room||Ground level|
|3pc Bathroom||Ground level|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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