233 SHADE Street, New Hamburg
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- Listed Since: November 9th 2018
Surround yourself with beautiful country views in this bungalow just outside the quaint main streets of New Hamburg and just a short drive to all the amenities of Kitchener-Waterloo. Sun-filled kitchen renovated in 2017. Walk-out concrete patio from kitchen, resurfaced in 2016. Maple hardwood floors (2016) and ceramic tile on main level. Income potential in the basement which has 1 bedroom, a 3-piece bath, kitchen, and large living area. Steel roof (2013), reverse osmosis/water conditioner system (2016), air conditioner and furnace (2015). (id:23309)
- Address: 233 SHADE STREET
- Location: WILMOT
- Ownership: FREEHOLD
- MLS: 30698410
|Sunroom||Basement||23' 11'' x 10' 9''|
|Recreation room||Basement||27' 0'' x 24' 11''|
|Kitchen||Basement||15' 4'' x 12' 7''|
|Bedroom||Basement||12' 9'' x 10' 3''|
|4pc Bathroom||Ground level|
|Living room||Ground level||15' 2'' x 13' 2''|
|Laundry room||Ground level||7' 2'' x 4' 11''|
|Dining room||Ground level||12' 2'' x 10' 5''|
|Kitchen||Ground level||15' 11'' x 13' 3''|
|Master bedroom||Ground level||14' 3'' x 11' 4''|
|Bedroom||Ground level||10' 0'' x 8' 0''|
|Bedroom||Ground level||10' 2'' x 10' 0''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
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- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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