1090 8TH STREET E Owen Sound
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- Listed Since: March 20th 2020
This 3 bedroom bungalow offers many possibilities including a fully developed lower level with full kitchen, 1 additional bedroom, separate entrance with garage on a corner lot in close proximity to Owen Sound Hospital, Georgian College and shopping. Ideal as an investment property or first time Buyer to live upstairs and rent the lower level to help out with the expenses. (id:23309)
- Address: 1090 8TH STREET E
- Location: OWEN SOUND
- Ownership: FREEHOLD
- MLS: 251920
|Kitchen||Ground level||14' 6'' x 10' 6''|
|Master bedroom||Ground level||13' 6'' x 14' 6''|
|Bedroom||Ground level||10' x 8'|
|4pc Bathroom||Ground level||8' x 6'|
|Bedroom||Ground level||14' 6'' x 11' 8''|
|Foyer||Ground level||10' 6'' x 5' 4''|
|Living room||Ground level||15' x 14' 8''|
|Storage||Lower level||7' x 10'|
|Storage||Lower level||8' x 5' 6''|
|4pc Bathroom||Lower level||8' x 5'|
|Bedroom||Lower level||11' x 12'|
|Living room||Lower level||24' x 10' 8''|
|Kitchen||Lower level||10' 8'' x 14'|
|Cold room||Lower level||4' 5'' x 19'|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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