113 PARK Street, Owen Sound
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Open concept first floor living. This traditional Quebec Log cabin has birch floors on the main level, a focal fireplace feature in the sitting room, exposed timber frame ceiling throughout the lower level. 3 bedrooms upstairs, with master hosting its own ensuite. The floors in the upper level are pine. Warm welcoming and peaceful is how you describe this lovely home. Only minutes from Owen Sound, it has a 50 year transferrable warranty Steel roof (2016), 2.5 baths and a small fruit orchard. Hydro: $130.00 monthly. Heat: $57.00 a month.
- Address: 113 PARK STREET
- Location: GEORGIAN BLUFFS
- Nearest Town or City: Owen Sound
- Ownership Type: Freehold
|Sitting room||Lower level||14X20 WORKROOM|
|Recreational, Games room||Lower level||19.5X14|
|Dining room||Main level||14X9|
|Bath (# pieces 1-6)||Main level||2PC|
|Sitting room||Main level||14'3X14'3|
|Other||Second level||12X5 HALL|
|Master bedroom||Second level||14X14|
|Laundry room||Second level||5X6'5|
|Ensuite (# pieces 2-6)||Second level||3PC 14X9|
|Bath (# pieces 1-6)||Second level||3PC 14X5|
Monthly Mortgage Payments
Thinking about buying 113 PARK Street -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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