218045 CONCESSION 3 Owen Sound
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- Listed Since: November 18th 2019
WOW! This custom built 3500 square foot home is located very close to town but has a private 12 acres full of hardwood trees. Completing this home has three bedrooms, four bathrooms, sunroom, open concept living/kitchen/dining area, pantry, high efficiency hot water in-floor heating, central air and a huge 2nd floor self-contained art studio! Best of finishes compliment the home, real ledge rock stone and board & batten siding, expansive oversized windows, multiple skylights, free standing gas fireplace and a southern exposure at the front of home. Views are wonderful over your own mature hard wood forrest or the neighbours farm fields. (id:23309)
- Address: 218045 CONCESSION 3
- Location: GEORGIAN BLUFFS
- Ownership: FREEHOLD
- MLS: 233941
|Living room/Dining room||Ground level||28' x 14'|
|2pc Bathroom||Ground level|
|4pc Bathroom||Ground level|
|Bedroom||Ground level||11' x 11'|
|Bedroom||Ground level||12' 4'' x 10' 6''|
|5pc Ensuite bath||Ground level||10' x 12'|
|Master bedroom||Ground level||15' x 12'|
|Storage||Ground level||13' x 15' 6''|
|Sunroom||Ground level||15' 6'' x 15' 6''|
|Foyer||Ground level||6' x 11'|
|Laundry room||Ground level||7' x 11'|
|Kitchen||Ground level||15' x 14'|
|Pantry||Ground level||4' 8'' x 11'|
|Mud room||Ground level||13' x 16' 9''|
|Great Room||Second level||53' x 17' 3''|
|2pc Bathroom||Second level|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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