261 4TH Avenue West, Owen Sound
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Pride of ownership is evident in this immaculate 3+1 bedroom, 1.5 bath home on a beautifully landscaped lot in a desirable west hill location. This lovely family home features a large living room/dining room, cozy family room with gas fireplace, and the eat-in kitchen offers plenty of cupboards, a centre island, and a patio door to the rear deck. The master bedroom with a cheater ensuite has his and hers closets, one of which is cedar lined. The lower rec room and fourth bedroom is added space for the growing family. Many updates include a metal roof (2004) with a 50 year guarantee, maintenance free composite deck, all newer windows except for master bedroom and ensuite bath, newer flooring, and updated bathroom. This home is a pleasure to show.
- Address: 261 4TH AVENUE WEST
- Nearest Town or City: Owen Sound
- Ownership Type: Freehold
|Recreational, Games room||Lower level||13'6X16'3|
|Bath (# pieces 1-6)||Lower level||1PC|
|Utility room||Lower level||9'2X13'10|
|Living room/Dining room||Main level||17X21'11|
|Bath (# pieces 1-6)||Main level||2PC|
|Family room||Main level||12X19'8|
|Master bedroom||Second level||11'4X16'6|
|Ensuite (# pieces 2-6)||Second level||4PC|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
The mapping for this listing was provided by Google Maps and if an address could not be determined than an approximation could have been made.
Owen Sound Schools
- Ecole catholique Saint-Dominique-Savio
800 23rd St E, Owen Sound, ON N4K 6Z5
- Notre Dame Catholic School
885 25th St E, Owen Sound, ON N4K 6X6
- Hillcrest Elementary School
501 8th St W, Owen Sound, ON N4K 3M8
- Owen Sound District Secondary School
750 9th St W, Owen Sound, ON N4K 3P6
- Alexandra Community School
1556 8th Ave E, Owen Sound, ON N4K 3B6
- Dufferin Elementary School
1045 3rd Av W, Owen Sound, ON N4K 5W6
- Sydenham Community School
1130 8th St E, Owen Sound, ON N4K 1M7
- St. Mary's High School
555 15th St E, Owen Sound, ON N4K 1X2
- Bayview PS
615 6th St A East Owen Sound, Ontario, N4K 1G3
937 24th St W Owen Sound, Ontario, N4K 5N4
- St Basil's Separate School
925 9th Ave W Owen Sound, Ontario, N4K 4N8
Email or call Brandon at (226) 923-0482 to get more information or to schedule a viewing. Please provide the listing code when calling.
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Coldwell Banker Lifestyles Realty Independently Owned and Operated
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