261 4TH Avenue West Owen Sound Ontario

A residential home for sale in Owen Sound

261 4TH Avenue West Owen Sound Ontario
  • 261 4TH Avenue West Owen Sound Ontario
  • 261 4TH Avenue West Owen Sound Ontario
  • 261 4TH Avenue West Owen Sound Ontario
  • 261 4TH Avenue West Owen Sound Ontario
  • 261 4TH Avenue West | Owen Sound Ontario
  • 261 4TH Avenue West Owen Sound Ontario
  • 261 4TH Avenue West Owen Sound Ontario
  • 261 4TH Avenue West Owen Sound Ontario
  • 261 4TH Avenue West Owen Sound Ontario
  • 261 4TH Avenue West Owen Sound Ontario
  • 261 4TH Avenue West Owen Sound Ontario
  • 261 4TH Avenue West Owen Sound Ontario
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$383,000 CAD

MLS® 425903001820500

Pride of ownership is evident in this immaculate 3+1 bedroom, 1.5 bath home on a beautifully landscaped lot in a desirable west hill location. This lovely family home features a large living room/dining room, cozy family room with gas fireplace, and the eat-in kitchen offers plenty of cupboards, a centre island, and a patio door to the rear deck. The master bedroom with a cheater ensuite has his and hers closets, one of which is cedar lined. The lower rec room and fourth bedroom is added space for the growing family. Many updates include a metal roof (2004) with a 50 year guarantee, maintenance free composite deck, all newer windows except for master bedroom and ensuite bath, newer flooring, and updated bathroom. This home is a pleasure to show.

This home is located in a wonderful city known as Owen Sound Ontario. To learn more about how to purchase this home contact Brandon -- he would be more than happy to assist you.

  • 4 Bedrooms
  • 3 Bathrooms
  • 1,761 Square Feet
  • $1,348 / month

Monthly Mortgage Payments at 2.34

Thinking about buying this home in Owen Sound -- lets calculate some mortgage payment options and see if purchasing this home can become a reality.

  • Down Payment
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The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.

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  • Mortgage Insurance

Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.

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  • Mortgage Rate
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The rate of interest you will pay on the outstanding balance of your mortgage.

  • Mortgage Type
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The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.

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Fixed 1 Year 2.34Fixed 5 Years 2.54

These mortgage estimates are provided by Sharon Vanderschot from Mortgage Alliance.

  • 261 4TH Avenue West, Owen Sound, Ontario, N4K 4V1

The mapping for this listing was provided by Google Maps and if an address could not be determined than an approximation could have been made.