304 13TH STREET W Owen Sound
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- Listed Since: March 27th 2020
Welcome home! This beautiful, all brick west side property, is just waiting for your personal touches. Walking distance to the water front trails, Updated insulation, Newer bathrooms, windows and doors, Separate basement entrance, Fully fenced yard, Custom oak kitchen and Updated wiring/electric panel are just a few of the bonuses you will find here. Picture yourself relaxing on the spacious 18 x 7 front porch with your morning coffee... This 3-story century home could be just what you are looking for! (id:23309)
- Address: 304 13TH STREET W
- Location: OWEN SOUND
- Ownership: FREEHOLD
- MLS: 252998
|Laundry room||Basement||11' 4'' x 8'|
|Workshop||Basement||20' x 9' 5''|
|Storage||Basement||20' 4'' x 6' 2''|
|Games room||Basement||14' x 7' 9''|
|Kitchen||Ground level||16' 6'' x 9'|
|3pc Bathroom||Ground level|
|Foyer||Ground level||13' x 8'|
|Living room||Ground level||17' 5'' x 11'|
|Dining room||Ground level||11' 6'' x 10'|
|4pc Bathroom||Second level|
|Bedroom||Second level||13' x 10'|
|Master bedroom||Second level||19' 7'' x 13'|
|Sunroom||Second level||12' x 9'|
|Bedroom||Third level||13' x 13'|
|Bedroom||Third level||16' x 13'|
Monthly Mortgage Payments
Thinking about buying 304 13TH STREET W -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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