400 2ND AVENUE W Owen Sound
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- Listed Since: May 20th 2020
This neighbourhood is in high demand! Modern kitchen with island, all appliances are included. Lots of great features including crown molding and built in cabinetry. The escarpment is in your backyard, providing great privacy. There is a main floor bedroom, main floor laundry and a 2 piece bathroom with a separate shower. Upstairs features a massive master bedroom, 2 more bedrooms and a 4 piece bath. Large carport and a fenced in backyard. Tall unfinished basement allows you to do your own thing. (id:23309)
- Address: 400 2ND AVENUE W
- Location: OWEN SOUND
- Ownership: FREEHOLD
- MLS: 260551
|Dining room||Ground level||11' x 12' 8''|
|3pc Bathroom||Ground level|
|Other||Ground level||8' x 12'|
|Foyer||Ground level||10' x 7'|
|Bedroom||Ground level||11' x 10'|
|Kitchen||Ground level||11' x 14' 8''|
|Living room||Ground level||13' 3'' x 16' 8''|
|Master bedroom||Second level||16' x 28'|
|Bedroom||Second level||14' 2'' x 10' 6''|
|Bedroom||Second level||10' 6'' x 14'|
|4pc Bathroom||Second level|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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