406 - 945 3RD Avenue East, Owen Sound, Ontario, N4K 2K8
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Two bedroom residential condo on the 4th floor of the Professional Centre, dedicated lobby entrance, elevator and 36 inch door openings within the suites. Premium finishes, hardwood flooring throughout and ceramic floors in the kitchen and baths plus 9+ foot ceiling. Pre-wired for telephone, internet and cable. All suites include a laundry/mechanical room complete with Energy Star washer and dryer, high efficiency natural gas furnace, air conditioning and Heat Recovery Ventilator (HRV) and rental natural gas hot water tank. Suites are individually metered for hydro, natural gas and water. Includes stainless steel appliances and quartz counter tops in kitchen. Common social area and gym on 3rd floor. All units are self-contained and come with a reserved parking spot and storage locker. A second parking spot can be purchased. The roof top terrace complete with natural gas BBQ's and lounge area. In-suite sprinkler system and fire alarm system, intrusion alarms.
This residential home is located in a wonderful city known as Owen Sound Ontario. To learn more about how to purchase this real estate property contact Brandon -- he would be more than happy to assist you.
|Bath (# pieces 1-6)||Main level||4PC|
|Ensuite (# pieces 2-6)||Main level||4PC|
|Living room||Main level||12'10X18'8|
|Master bedroom||Main level||13X11'2|
|Utility room||Main level||6X8|
Monthly Mortgage Payments at 2.44
Thinking about buying this home in Owen Sound -- lets calculate some mortgage payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
These mortgage estimates are provided by Sharon Vanderschot from Mortgage Alliance.