427 BALMY BEACH ROAD Owen Sound
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- Listed Since: January 27th 2020
WATERFRONT HOME on the sought after Balmy Beach Road! Panoramic Waterviews from all three levels of this 3 bedroom, 3 bath home. Kitchen updated with Quartz countertops, undermount sink, and a view of the bay. Main floor laundry. The second floor consists of a large and private master bedroom with ensuite and walk in closet. Lower level has a full kitchen, bedroom, and large rec room with a walkout to the waterfront as well as access from the garage - could serve as a granny flat or Air BNB. Gently sloping lawn down to the waters edge. Insulated bunkie for the kids. (id:23309)
- Address: 427 BALMY BEACH ROAD
- Location: GEORGIAN BLUFFS
- Ownership: FREEHOLD
- MLS: 241824
|Dining room||Ground level||13' x 11'|
|Kitchen||Ground level||13' 10'' x 9' 7''|
|Other||Ground level||32' x 13'|
|3pc Bathroom||Ground level|
|Eat in kitchen||Ground level||11' x 9' 7''|
|Living room||Ground level||18' 10'' x 16' 2''|
|Bedroom||Ground level||18' 11'' x 10'|
|Laundry room||Ground level||5' 5'' x 4' 11''|
|Dining room||In between||9' x 9'|
|Recreation room||In between||22' 2'' x 18'|
|Bedroom||In between||13' x 10' 1''|
|3pc Bathroom||In between|
|Kitchen||In between||10' x 9'|
|Master bedroom||Second level||17' 2'' x 13'|
|4pc Bathroom||Second level|
Monthly Mortgage Payments
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- Down Payment
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- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
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- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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