499 BALMY BEACH Road, Owen Sound, Ontario, N4K 5N4
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A truly lovely waterfront home on Balmy Beach Road. Tucked behind evergreens and nestled into beautifully landscaped grounds, this delightful ranch bungalow features seamless views of Georgian Bay through large living & dining room windows and glass railings of the upper deck. The lower level family room walkout provides gently sloping access to the in-ground swimming pool and shore beyond. Two generous sized lower bedrooms share the views as does the upper master suite from its private three season sun room. The spacious kitchen and neighboring recreation room (or large home office) are fabulous family spaces, each with doors to the outside. Additional special touches are the beautiful ensuite, 2 gas fireplaces, main floor laundry, and lower level full bath. The oversized attached double garage, workshop, pool house and garden shed complete the picture. With so many new enhancements, this incredibly well built house makes a wonderfully welcoming home! See www.balmybeachhome.com
This waterfront home is located near a wonderful city known as Owen Sound Ontario. To learn more about how to purchase this real estate property contact Brandon -- he would be more than happy to assist you.
|Bath (# pieces 1-6)||Lower level||4PC|
|Recreational, Games room||Lower level||18X19'4|
|Utility room||Lower level||9X8|
|Dining room||Main level||14'2X10|
|Ensuite (# pieces 2-6)||Main level||3PC|
|Family room||Main level||16'5X18 IRREG.|
|Laundry room||Main level||6X9+2PC BATH|
|Living room||Main level||14'3X16'7|
|Master bedroom||Main level||14'7X10'9|
Monthly Mortgage Payments at 2.44
Thinking about buying this home in Owen Sound -- lets calculate some mortgage payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
These mortgage estimates are provided by Sharon Vanderschot from Mortgage Alliance.