645 4TH STREET A E Owen Sound
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- Listed Since: March 19th 2020
EAST SIDE OUTSTANDING BUNGALOW! Rare opportunity to own a home in this desirable neighbourhood. Move right in and enjoy this wonderful all brick home. Lovingly maintained for 47 years and now it's time for another family to enjoy. Main floor 3 bedrooms & 4 pc bath; Cozy kitchen; Spacious bright living room with large picture window; Dining area with access to composite deck with awning. Lower level has over-sized family room plus supersize games room; 4th bedroom or den; & laundry room with furnace & workbench. Backyard features flower gardens, vegetable gardens & storage/garden shed 8'X12'. Updated windows, Electrical 2019, Roof 2012, Furnace 2012; Composite deck & railing & awning 2008; Central air 2002; Annual Utilities Gas $882; Hydro $703; Water $958; Taxes $3322. Close to Hospital, Shopping, Georgian Bay, Harrison Park & numerous playgrounds, YMCA (swimming pools, 2 ice surfaces); Bayshore Community Centre, Theaters, Museums. Owen Sound has festivals, fishing derbys & MORE! (id:23309)
- Address: 645 4TH STREET A E
- Location: OWEN SOUND
- Ownership: FREEHOLD
- MLS: 251739
|Foyer||Ground level||10' 9'' x 3' 9''|
|4pc Bathroom||Ground level||5' x 7' 6''|
|Bedroom||Ground level||11' 2'' x 9'|
|Bedroom||Ground level||11' x 9' 1''|
|Dining room||Ground level||10' 3'' x 9' 1''|
|Kitchen||Ground level||12' 1'' x 9' 6''|
|Master bedroom||Ground level||13' x 10'|
|Living room||Ground level||16' x 10' 8''|
|Foyer||Lower level||8' 10'' x 10'|
|Family room||Lower level||18' 11'' x 12' 7''|
|Games room||Lower level||19' 9'' x 11' 3''|
|Laundry room||Lower level||17' 6'' x 13' 2''|
|Bedroom||Lower level||9' 4'' x 8' 9''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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