850 ALPHA STREET #105 Owen Sound
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- Listed Since: September 10th 2019
Where you want to live-on the 4 acre riverside lot of Pottawatomi Gardens. It is Owen Sound's first & only fully accessible Over-55 Lifestyle Community. Development features include: professional landscaping, elevator, security surveillance, high-efficiency two-zone air-to-air heat pumps for heating & cooling, fully accessible living spaces, two outdoor patios, raised vegetable gardens, gas BBQ, indoor common room, workshop, city bus service, snow/grass/garbage removal, technology package including security, phone, cable, internet, Garage with storage locker is available as an option at $22,000. A variety of downsizing services and interior design services are also available and included in the sales price to help ease the move from a larger home to a smaller one. Sound Lifestyles takes retirement living seriously and is passionate about helping people with this transition! (id:23309)
- Address: 850 ALPHA STREET #105
- Location: OWEN SOUND
- Ownership: CONDO CORPORATION
- MLS: 220717
|Kitchen||Ground level||11' 0'' x 8' 6''|
|Great Room||Ground level||14' 0'' x 11' 0''|
|Master bedroom||Ground level||12' 6'' x 11' 6''|
|Laundry room||Ground level||6' x 3'|
|Sitting room||Ground level||12' 0'' x 9' 0''|
|3pc Bathroom||Ground level||10' 0'' x 8' 0''|
|Storage||Ground level||6' x 3'|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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