867 5TH AVENUE A E Owen Sound
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- Listed Since: March 23rd 2020
Charming 2.5 storey Century home in a great neighbourhood of Owen Sound with a park nearby! 4 bedrooms, 1 bath, and 1874 sq ft of living space. This home highlights many of its original beautiful features like the wood trim, stained glass windows, and the original hardwood floors have been re-finished throughout! Forced air gas heating with a new furnace in 2017. Updated kitchen and bathroom, and the home has been freshly painted throughout. Large covered front porch with privacy and a private driveway. This home is ready for its next family to enjoy! (id:23309)
- Address: 867 5TH AVENUE A E
- Location: OWEN SOUND
- Ownership: FREEHOLD
- MLS: 252160
|Foyer||Ground level||12' 7'' x 8' 10''|
|Living room||Ground level||13' 4'' x 12' 1''|
|Kitchen||Ground level||15' x 11'|
|Dining room||Ground level||15' x 11'|
|Mud room||Ground level||11' 3'' x 9' 6''|
|Bedroom||Second level||10' 6'' x 8' 3''|
|4pc Bathroom||Second level||11' 7'' x 8' 4''|
|Bedroom||Second level||12' 7'' x 11' 1''|
|Master bedroom||Second level||12' 8'' x 11' 1''|
|Laundry room||Second level||9' x 5'|
|Bedroom||Third level||15' 2'' x 13' 1''|
|Storage||Third level||19' x 9' 3''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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