76 O'NEILL CIRC Phelpston
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- Listed Since: March 2nd 2020
Lovely Family Oriented Neighborhood In Phelpston. This 1600+Sqft Sprawling Bungalow W Spacious Living Rm Open To Kitchen Dining Combo W Bright Windows Overlooking Your 0.820 Acre Lot Backing To Trees. Master Bed Offers W/I Closet As Well As Full Ensuite W Separate Tub & Shower. 2 Additional Main Floor Beds. The Finished Bsmt Is The Perfect Set Up For Your Future Inlaw Suite, With Rough In Plumping In Place For Kitchen. Massive Rec Rm Has Wet Bar & Pool Table**** EXTRAS **** There Is A Separate Entrance To Lower Level Through The Garage. The Garage Itself Is A 3 Car, With One Bay Being Double Deep, Approx 922 Sqft, And Is Insulated, Heated With Gas Furnace, And Wired For Surround Sound! (id:23309)
- Address: 76 O'NEILL CIRC
- Location: SPRINGWATER
- Ownership: FREEHOLD
- MLS: S4707048
|Recreational, Games room||Basement||5.74 m x 10.29 m|
|Office||Basement||6.58 m x 3.23 m|
|Bedroom||Basement||3.84 m x 5.69 m|
|Bedroom||Main level||3.33 m x 3.71 m|
|Master bedroom||Main level||3.61 m x 3.71 m|
|Kitchen||Main level||4.93 m x 6.73 m|
|Living room||Main level||4.93 m x 5.97 m|
|Bedroom||Main level||3.68 m x 3.45 m|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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