391 RIDGE STREET Port Elgin
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- Listed Since: May 22nd 2020
This 1642 Sqft raised bungalow is located on one of Port Elgin's newest streets; on the South end of town at 391 Ridge St. The main floor features 3 bedrooms, 2 full baths and open concept living area. Highlights include walk-in kitchen pantry, 5 x 11'4 walk-in closet in the master bedroom, hardwood staircase, hardwood & ceramic throughout the main floor, finished basement, Quartz kitchen counters, partially covered deck 14 x 16'8, 2 gas fireplaces, sodded yard & concrete drive. Interior and exterior color selections available for those that act early. 3 to 6 month closings available. HST is included in the list price provided the Buyer qualifies for the rebate and assigns it to the Builder on closing. (id:23309)
- Address: 391 RIDGE STREET
- Location: PORT ELGIN
- Ownership: FREEHOLD
- MLS: 234481
|Bedroom||Basement||15' 5'' x 12' 4''|
|3pc Bathroom||Basement||15' 5'' x 8' 4''|
|Laundry room||Basement||14' 11'' x 9' 4''|
|Family room||Basement||25' 7'' x 22' 4''|
|Bedroom||Basement||15' 6'' x 13' 4''|
|Living room||Ground level||16' 3'' x 12' 7''|
|Kitchen||Ground level||13' x 10'|
|Dining room||Ground level||9' 8'' x 16' 2''|
|Pantry||Ground level||8' 3'' x 3' 4''|
|Bedroom||Ground level||13' 4'' x 10' 1''|
|Bedroom||Ground level||11' 10'' x 10'|
|Master bedroom||Ground level||11' 4'' x 14' 2''|
|4pc Bathroom||Ground level|
|3pc Ensuite bath||Ground level|
|Foyer||Ground level||7' 10'' x 7' 0''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
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- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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