399 RIDGE STREET Port Elgin
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- Listed Since: May 22nd 2020
Spacious raised bungalow currently under construction at 399 Ridge Street in Port Elgin. This home can be completed in 3 to 4 months. Settle in early Spring and enjoy the summer. This home features 3 + 2 bedrooms, 3 full baths and quality finishes throughout. For those that act early you could have the option of selecting the interior and exteriors colors of this home. Standard features included in this model main floor laundry, solid wood staircase, hardwood and ceramic throughout the main floor, walk-in pantry & Quartz counters in the kitchen, tiled shower and free standing tub in the ensuite. HST is included in the list price provided the Buyer qualifies for the rebate and assigns it to the Builder on closing. (id:23309)
- Address: 399 RIDGE STREET
- Location: PORT ELGIN
- Ownership: FREEHOLD
- MLS: 234512
|Family room||Basement||13' 5'' x 12' 1''|
|Family room||Basement||24' 6'' x 22' 6''|
|Utility room||Basement||18' 10'' x 9' 2''|
|Bedroom||Basement||12' 5'' x 10' 5''|
|Bedroom||Basement||11' 11'' x 10' 5''|
|4pc Bathroom||Ground level|
|Master bedroom||Ground level||14' x 14' 10''|
|Laundry room||Ground level||6' 6'' x 2'|
|Bedroom||Ground level||10' 9'' x 10' 8''|
|Pantry||Ground level||6' x 4'|
|Kitchen||Ground level||17' 2'' x 11' 9''|
|Dining room||Ground level||17' 2'' x 13' 3''|
|Living room||Ground level||13' 3'' x 8'|
|4pc Ensuite bath||Ground level|
|Foyer||Ground level||11' 11'' x 7'|
Monthly Mortgage Payments
Thinking about buying 399 RIDGE STREET -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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