409 JOSEPH Street Unit# 40 Port Elgin

409 JOSEPH Street Unit# 40
  • 409 JOSEPH Street Unit# 40
  • 409 JOSEPH Street Unit# 40
  • 409 JOSEPH Street Unit# 40
  • 409 JOSEPH Street Unit# 40
  • 409 JOSEPH Street Unit# 40
  • 409 JOSEPH Street Unit# 40
  • 409 JOSEPH Street Unit# 40
  • 409 JOSEPH Street Unit# 40
  • 409 JOSEPH Street Unit# 40
  • 409 JOSEPH Street Unit# 40
  • 409 JOSEPH Street Unit# 40
  • 409 JOSEPH Street Unit# 40
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$390,000

Please note; 3D tour and most pictures are from a unit that is the same layout and same decor. Located in the The Winds at Summerside, in Port Elgin, it is walking distance to Northport Elementary School and nearby parks/trails. This particular unit is newer and offers approximately 1377 sq. ft. of living space, plus a fully finished basement. The main level is open concept with a spacious eat-in kitchen and a family room with sliding doors to the backyard. The second level is complete with a master bedroom, including a 3-pc. ensuite and walk-in closet, two other bedrooms, a 4-pc. main bathroom and the laundry area. The basement has been finished with a family room and a 3-pc. bath. This is easy living (condo fees cover exterior maintenance and insurance, yard maintenance, snow removal); the perfect property for first time buyers, retirees or as an investment! Call us or your Representative to arrange your virtual showing. (id:25417)

  • 3 Bedrooms
  • 4 Bathrooms
  • 1,377 Square Feet
  • $1,342 / month (estimated mortgage)
409 JOSEPH Street Unit# 40 PORT ELGIN
  • Listing ID: 256641
  • Listed On: MAY 24TH 2020
  • Address: 409 JOSEPH STREET UNIT# 40
  • Location: PORT ELGIN
  • Postal Code: N0H 2C2

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Get to know this Neighbourhood

From Goderich Street, West on Beiner Drive; turn right onto Waterloo Street & left onto Joseph Street. Follow to 409 (Condo Community) on right-hand side.

RoomsLevelsDimensions
BathroomSecond level 
BedroomSecond level12'03'' x 8'05''
BedroomSecond level13'05'' x 8'03''
BathroomSecond level 
Master bedroomSecond level13'07'' x 12''
BathroomBasement 
Family roomBasement16'04'' x 13'04''
BathroomMain level 
Living roomMain level17'02'' x 12'1''
KitchenMain level15'05'' x 10'06''

Additional Details

  • Amenities Nearby: Schools
  • Equipment: Water Heater
  • Maintenance Fee: 205.00
  • Maintenance Fee Type: Insurance, Landscaping, Ground Maintenance
  • Maintenance Fee Payment Unit: Monthly
  • Property Type: Single Family
  • Ownership Type: Condo Corporation
  • Rental Equipment: Water Heater
  • Zoning Description: R4

Building Details

  • Appliances: Dishwasher, Dryer, Refrigerator, Stove, Washer
  • Bedrooms Main Level: 3
  • Constructed Date: 2018
  • Construction Style Attachment: Attached
  • Cooling: Central air conditioning
  • Exterior Finish: Brick, Vinyl siding
  • Fireplace Present: False
  • Fire Protection: Smoke Detectors
  • Foundation: Poured Concrete
  • Bathrooms (Half): 1
  • Bathrooms (Total): 4
  • Heating: Forced air
  • Heating Fuel: Natural gas
  • Size Interior: 1377.0000
  • Stories Total: 2
  • Type: Row / Townhouse

Land Details

  • Access Type: Road access
  • Amenities: Schools
  • Sewer: Municipal sewage system

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Monthly Mortgage Payments

Thinking about purchasing 409 JOSEPH Street Unit# 40 -- lets calculate some payment options and see if owning this condo can become a reality.

  • Down Payment
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The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.

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  • Mortgage Insurance

Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.

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  • Mortgage Rate
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The rate of interest you will pay on the outstanding balance of your mortgage.

  • Mortgage Type
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The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.

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