429 BUCKBY LANE Port Elgin
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- Listed Since: May 22nd 2020
The framing is complete for this brand new home at 429 Buckby Lane in Port Elgin. The main floor is 1260 sqft with 9ft ceilings. This home is a 2 + 2 bedroom with 3 full baths; it comes with a fully finished basement with the exception of the utility room. Standard features include hardwood & ceramic throughout the main floor, 5pc ensuite bath with double sinks and separate free standing soaker tub, gas fireplace, partially covered deck 12 x 20, Quartz kitchen counters and more. HST is included in the list price provided the Buyer qualifies for the rebate and assigns it to the Builder on closing. (id:23309)
- Address: 429 BUCKBY LANE
- Location: PORT ELGIN
- Ownership: FREEHOLD
- MLS: 233815
|Family room||Basement||17' 9'' x 12' 1''|
|Family room||Basement||12' 4'' x 14' 8''|
|Laundry room||Basement||8' 4'' x 17' 0''|
|Bedroom||Basement||10' 0'' x 11' 11''|
|Bedroom||Basement||10' 1'' x 11' 11''|
|Living room||Ground level||13' 2'' x 14' 4''|
|Dining room||Ground level||10' 6'' x 12' 9''|
|Kitchen||Ground level||10' 10'' x 12' 9''|
|4pc Bathroom||Ground level|
|Bedroom||Ground level||12' 6'' x 10' 1''|
|Master bedroom||Ground level||11' 6'' x 12' 8''|
|5pc Ensuite bath||Ground level|
|Foyer||Ground level||10' 6'' x 5' 8''|
Monthly Mortgage Payments
Thinking about buying 429 BUCKBY LANE -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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