560 DEVONSHIRE ROAD #18 Port Elgin
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- Listed Since: December 3rd 2018
"The Balsam" bungalow with 2057 sq. ft. of living space, offering 3 bedrooms and 3 baths, including an ensuite with glass and tile shower. Open concept floor plan with main floor laundry, hardwood floors in main living spaces, sliding doors to back patio, attached single car garage and front porch. Natural gas forced air heating and central air. Located in a lovely new subdivision of Port Elgin, close to a number of amenities. Option to finish basement. (id:23309)
- Address: 560 DEVONSHIRE ROAD #18
- Location: PORT ELGIN
- Ownership: CONDO CORPORATION
- MLS: 128359
|Master bedroom||Ground level||12' x 14' 6''|
|Kitchen||Ground level||11' x 11' 6''|
|Living room||Ground level||12' 9'' x 16' 5''|
|Dining room||Ground level||10' 6'' x 16' 5''|
|3pc Ensuite bath||Ground level|
|4pc Bathroom||Ground level|
|Bedroom||Ground level||10' x 10' 6''|
|Loft||Second level||15' 9'' x 19'|
|4pc Bathroom||Second level|
|Bedroom||Second level||11' 11'' x 11'|
Monthly Mortgage Payments
Thinking about buying 560 DEVONSHIRE ROAD #18 -- lets calculate some payment options and see if purchasing this condo can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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