615 ELGIN STREET Port Elgin
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- Listed Since: October 4th 2019
This double brick 2.5 storey home will take you back in time. Centrally located in the heart of Port Elgin. Steps to your favorite restaurants, shops, cafe and library. Professionally landscaped, private yard, deck, covered balcony, gazebo and detached single car garage. Inside you are greeted by the charm and character of this Victorian home, multiple fireplaces, stain glass windows, wide trim, hardwood floors throughout, solid wood double access staircase. This home features 5 bedrooms 2.5 Baths. Finished attic space. Updated plumbing, wiring, insulation, metal roof, forced air natural gas, A/C, alarm system, sprinkle system. This home is also zoned for commercial use. Book your private showing today! (id:23309)
- Address: 615 ELGIN STREET
- Location: PORT ELGIN
- Ownership: FREEHOLD
- MLS: 226336
|Laundry room||Basement||12' 4'' x 11' 5''|
|Dining room||Ground level||13' 7'' x 14' 3''|
|3pc Bathroom||Ground level||7' x 3' 2''|
|Kitchen||Ground level||13' 8'' x 14' 3''|
|Sitting room||Ground level||12' 9'' x 13' 7''|
|Sunroom||Ground level||13' x 8' 4''|
|Living room||Ground level||17' 6'' x 14' 3''|
|Bedroom||Second level||9' 6'' x 13' 5''|
|Master bedroom||Second level||13' 9'' x 18' 3''|
|Bedroom||Second level||13' 9'' x 10' 2''|
|Bedroom||Second level||6' 7'' x 10' 7''|
|4pc Bathroom||Second level||6' 5'' x 5' 2''|
|Other||Second level||13' 7'' x 9' 5''|
|Other||Third level||5' 4'' x 9' 9''|
|2pc Bathroom||Third level||4' 7'' x 4' 3''|
|Bedroom||Third level||24' 6'' x 15' 6''|
Monthly Mortgage Payments
Thinking about buying 615 ELGIN STREET -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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