149 SENECA STREET, Ripley
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- Listed Since: June 11th 2019
Pride of ownership in this year-round home or cottage, & short stroll to the Point Clark Lighthouse, beach and park. Spacious eat in kitchen with new flooring, comfy living room with large windows & natural light and a game area or extra dining space. 2 spacious bedrooms on the main level, bathroom with new vanity, flooring and laundry facilities. The lower level has a cozy family room & 2 extra rooms currently used to house overflow weekend guests. If you are not wowed by the curb appeal, you will be enticed by the large side patio that offers privacy with a wooden fence or enjoy the summer breeze on the front patio surrounded by lush gardens enjoying morning coffee. The backyard is 100% fenced and ready for family campfires and activities. An insulated shed at the back has power to it in case you want to experiment with making it a very cool Bunkie. Set on a mature lot you have a feeling of a private oasis. Septic 2016, Roof 2010, Furnace 2009. (id:23309)
- Address: 149 SENECA STREET
- Location: POINT CLARK
- Ownership: FREEHOLD
- MLS: 201352
|Utility room||Basement||8' 7'' x 14' 5''|
|Office||Basement||9' 2'' x 9' 9''|
|Other||Basement||9' 2'' x 9' 9''|
|Recreation room||Basement||13' 5'' x 28' ''|
|Bedroom||Ground level||10' '' x 10' 8''|
|4pc Bathroom||Ground level|
|Bedroom||Ground level||9' 10'' x 11' 4''|
|Dinette||Ground level||7' 2'' x 9' 9''|
|Living room||Ground level||11' 2'' x 14' ''|
|Kitchen||Ground level||11' 5'' x 14' 10''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
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