187 FRANCIS DRIVE Shallow Lake
Up to 28 photos available.
- Listed Since: November 27th 2019
Have you been looking for the perfect 4 season home or cottage close to the lake PLUS close to all of the amenities Wiarton OR Owen Sound have to offer? Great 3+1 bedroom, 2 bath raised bungalow with a partially finished basement on a 1 acre parcel of land with Francis LAKE ACCESS! This would make a fantastic spot to retire, the perfect home away from home to relax and unwind, or an excellent investment property! Lake is clean and great for swimming, fishing, boating and water activities. Come take a look and see if it's for you! (id:23309)
- Address: 187 FRANCIS DRIVE
- Location: GEORGIAN BLUFFS
- Ownership: FREEHOLD
- MLS: 234716
|Recreation room||Basement||14' 4'' x 11' 10''|
|Laundry room||Basement||12' x 9' 4''|
|Utility room||Basement||14' 8'' x 12'|
|Bedroom||Basement||13' 4'' x 11' 7''|
|Bedroom||Ground level||14' 5'' x 9' 11''|
|3pc Bathroom||Ground level|
|Bedroom||Ground level||11' 11'' x 11' 8''|
|Master bedroom||Ground level||11' 10'' x 9' 11''|
|Living room||Ground level||14' 5'' x 14' 10''|
Monthly Mortgage Payments
Thinking about buying 187 FRANCIS DRIVE -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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