32 Red Oak Crescent, Shanty Bay
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- Listed Since: July 13th 2018
Welcome home! Sitting on a beautiful treed lot in Shanty Bay, this home offers over 3500 sq ft of living space, including a fully finished basement and spacious loft. 3+1 bedrooms, 2+1 bathrooms, including a secluded master bedroom and 5-pc ensuite. Kitchen boasts solid oak cabinets, a raised bar, sunny breakfast nook, and adjoining dining room. The great room has soaring cathedral ceilings and a gas fireplace. Main floor laundry with door to the triple-wide garage. Fully-finished basement with 4pc bathroom has in-law suite potential, and the rec room features a wet bar and gas fireplace. A second floor loft is bright and cheery; the perfect space for a home office or games room. Don't miss this custom beauty with numerous upgrade, fine finishings, and incredible location. (id:23309)
- Address: 32 RED OAK CRESCENT
- Location: SHANTY BAY
- Ownership: FREEHOLD
- MLS: 30671779
|Bedroom||Basement||10' 7'' x 13' 7''|
|Den||Basement||25' 6'' x 10' 7''|
|Exercise room||Basement||14' 0'' x 16' 9''|
|Recreation room||Basement||26' 0'' x 18' 0''|
|4pc Ensuite bath||Ground level|
|4pc Bathroom||Ground level|
|Master bedroom||Ground level||14' 0'' x 16' 9''|
|Laundry room||Ground level||9' 0'' x 10' 0''|
|Dining room||Ground level||14' 7'' x 10' 7''|
|Kitchen||Ground level||11' 3'' x 11' 2''|
|Breakfast||Ground level||11' 3'' x 9' 6''|
|Great Room||Ground level||15' 3'' x 18' 7''|
|Bedroom||Ground level||13' 7'' x 10' 7''|
|Bedroom||Ground level||11' 4'' x 11' 0''|
|Loft||Second level||33' 6'' x 11' 10''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
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The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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