228 SPENCE Street Southampton

228 SPENCE Street
  • 228 SPENCE Street
  • 228 SPENCE Street
  • 228 SPENCE Street
  • 228 SPENCE Street
  • 228 SPENCE Street
  • 228 SPENCE Street
  • 228 SPENCE Street
  • 228 SPENCE Street
  • 228 SPENCE Street
  • 228 SPENCE Street
  • 228 SPENCE Street
  • 228 SPENCE Street
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Step into this charming 1.5 storey home or cottage and feel immediately welcomed by its warm and cozy atmosphere. This tastefully decorated and lovingly maintained 3 bedroom, 1.5 bath property is sure to steal your heart. The main floor boasts an updated eat-in kitchen, perfect for creating culinary delights, and a spacious family room, ideal for entertaining guests or enjoying family time. Additionally, there is a versatile bedroom/office and a convenient 4 piece bath on the main level. This home has been meticulously updated over the years with a keen eye for perfection. The main floor also features a practical laundry room with built-in storage, ensuring a clutter-free living space. There is even a workshop for those who enjoy pursuing their hobbies or need additional storage. The private rear yard offers a serene escape, where you can relax and unwind in your own oasis. Notable upgrades include a brand new gas furnace installed in 2020, a gas hot water tank 2020 that is owned,updated windows 2021-2022 and a new sump pump in the basement, providing peace of mind. The garden shed on the property provides ample space to store all your gardening tools and outdoor furniture, keeping your yard organized and tidy. Located just a short walk away from the beach and the vibrant shops and eateries in downtown Southampton, this property offers the perfect blend of convenience and tranquility. Whether you're looking for a wonderful spot to call home or an investment opportunity in a sought-after rental area, this property is sure to exceed your expectations. The second floor of this home is truly a retreat, with two charming bedrooms and a large primary bedroom complete with its own 1.5 bath. This private sanctuary offers plenty of space for relaxation and rejuvenation after a long day. Don't miss out on the chance to own this enchanting property. Schedule a viewing today and make this charming 1.5 storey home or cottage your very own. (id:25417)

  • 3 Bedrooms
  • 2 Bathrooms
  • 1,771 Square Feet
  • $2,556 / month (estimated mortgage)
  • Listing ID: 40457707
  • Listed On: AUGUST 2ND 2023
  • Address: 228 SPENCE STREET
  • Location: SOUTHAMPTON
  • Postal Code: N0H 2L0

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Get to know this Neighbourhood

From Albert Street. in Southampton. go East on Spence St to #228 on North side of the Road.

Full bathroomSecond levelMeasurements not available
Primary BedroomSecond level13'2'' x 14'2''
BedroomSecond level10'8'' x 13'11''
4pc BathroomMain levelMeasurements not available
Mud roomMain level4'8'' x 7'4''
WorkshopMain level6'6'' x 12'0''
Laundry roomMain level7'8'' x 21'
BedroomMain level9'0'' x 11'6''
Living roomMain level11'8'' x 14'3''
Kitchen/Dining roomMain level11'9'' x 14'2''

Additional Details

  • Amenities Nearby: Beach, Hospital, Shopping
  • Equipment: None
  • Features: Sump Pump
  • Property Type: Single Family
  • Ownership Type: Freehold
  • Rental Equipment: None
  • Zoning Description: R1

Building Details

  • Appliances: Dryer, Refrigerator, Stove, Washer
  • BasementType: Partial (Unfinished)
  • Basement Development: Unfinished
  • Bedrooms Main Level: 3
  • Constructed Date: 1955
  • Construction Style Attachment: Detached
  • Cooling: None
  • Exterior Finish: Asbestos
  • Fireplace Present: False
  • Foundation: Poured Concrete
  • Bathrooms (Half): 1
  • Bathrooms (Total): 2
  • Heating: Forced air, Hot water radiator heat
  • Heating Fuel: Natural gas
  • Size Interior: 1771.0000
  • Stories Total: 1.5
  • Type: House
  • Utility Water: Municipal water

Land Details

  • Amenities: Beach, Hospital, Shopping
  • Landscape Features: Landscaped
  • Sewer: Municipal sewage system
  • Size Depth: 100 ft
  • Size Frontage: 40 ft

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Monthly Mortgage Payments

Thinking about purchasing 228 SPENCE Street -- lets calculate some payment options and see if owning this home can become a reality.

  • Down Payment

The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.

  • Mortgage Insurance

Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.

  • Mortgage Rate

The rate of interest you will pay on the outstanding balance of your mortgage.

  • Mortgage Type

The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.

  • Have you been pre-approved? Learn more about getting pre-approved before putting in an offer to purchase this home.

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