13 Birtch Creek Crescent, St Marys
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- Listed Since: August 14th 2019
Welcome home! 13 Birtch Creek Crescent was custom designed by the sellers and offers meticulous workmanship by Bickell Built Homes. The one-level-living floor plan with 11 foot ceilings in the principal rooms and attention to every detail can only be surpassed by the stunning views of the ravine and conservation area which is a spectacular four-season, every-changing view. With ample windows, numerous upgrades and all the conveniences you have come to expect, you will be picturing yourself here. The lower level doubles your entertaining space with heated floors, amazing natural light and sliders to your terraced yard, complete with gorgeous low-maintenance perennial gardens and water/pond feature. Gracious and spacious, top to bottom. Call today for your private viewing! (id:23309)
- Address: 13 BIRTCH CREEK CRESCENT
- Location: ST. MARYS
- Ownership: FREEHOLD
- MLS: 30757945
|Foyer||Ground level||8' 0'' x 6' 5''|
|Kitchen||Ground level||15' 0'' x 8' 6''|
|Dining room||Ground level||15' 0'' x 10' 0''|
|Living room||Ground level||18' 6'' x 15' 0''|
|Den||Ground level||10' 0'' x 10' 0''|
|Master bedroom||Ground level||14' 6'' x 14' 0''|
|Bedroom||Ground level||11' 0'' x 11' 0''|
|Laundry room||Ground level||8' 0'' x 6' 5''|
|5pc Ensuite bath||Ground level||14' 6'' x 14' 0''|
|4pc Bathroom||Ground level||7' 6'' x 5' 0''|
|Recreation room||Lower level||30' 0'' x 21' 8''|
|Bedroom||Lower level||13' 10'' x 10' 0''|
|4pc Bathroom||Lower level||9' 6'' x 6' 6''|
|Workshop||Lower level||13' 10'' x 10' 8''|
|Utility room||Lower level|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
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- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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