226 Ardmore Avenue, St Marys
- Listed Since: March 15th 2019
Construction is about to begin on this well designed raised bungalow. Situated on a private lot in the very popular Westover Subdivision. Home features spacious kitchen with quartz countertops, large island and walk in pantry, large master bedroom includes tiled shower, pressure treated deck, central air and asphalt driveway. Possible one bedroom apartment in the basement. More floor plans and building lots available to suit your needs. (id:23309)
- Address: 226 ARDMORE AVENUE
- Location: ST. MARYS
- Ownership: FREEHOLD
- MLS: 30719195
|Bedroom||Ground level||12' 0'' x 11' 8''|
|Foyer||Ground level||5' 4'' x 11' 0''|
|5pc Ensuite bath||Ground level||' 0'' x ' 0''|
|Living room||Ground level||15' 0'' x 17' 0''|
|4pc Bathroom||Ground level||' 0'' x ' 0''|
|Dining room||Ground level||12' 0'' x 12' 0''|
|Kitchen||Ground level||12' 0'' x 12' 0''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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