46 Millson Crescent St Marys
Up to 23 photos available.
- Listed Since: May 21st 2020
Family size home in great neighbourhood, that shows pride of ownership. Fenced yard great for children and pets. Wide side yard with double gated fence allowing entry to rear yard. 2 sheds - 1st is 8X8 with wood floor and 2nd is 11X10.5 insulated with hydro and wood floor. Endless room on 3 levels. 4+ bedrooms, plus 4 bathrooms. Open concept on main floor with patio doors to deck and covered hot tub. Lots of kitchen cupboards with an eating counter. 2nd floor has a spacious family room with a gas fireplace and cathedral ceiling, plus full bathroom and laundry. Master bedroom with an en-suite and walk-in closet plus there are 2 more bedrooms also on the 2nd floor. Lower level has 1 full bathroom, 1 bedroom and 2nd play room or rec room or sitting room: endless possibilities. Attached 2 car garage with lots of storage and closets. Walking distance to schools. Minutes to Stratford and London. (id:23309)
- Address: 46 MILLSON CRESCENT
- Location: ST. MARYS
- Ownership: FREEHOLD
- MLS: 30807921
|Kitchen||Ground level||12' 6'' x 11' 0''|
|Living room||Ground level||20' 8'' x 11' 2''|
|Dining room||Ground level||11' 7'' x 8' 9''|
|Foyer||Ground level||12' 10'' x 10' 3''|
|2pc Bathroom||Ground level||7' 10'' x 3'|
|Office||Lower level||10' 10'' x 12' 0''|
|Sitting room||Lower level||11' 6'' x 22' 0''|
|Utility room||Lower level||6' 6'' x 7' 0''|
|4pc Bathroom||Lower level||11' 6'' x 10' 6''|
|Bedroom||Lower level||10' 7'' x 12' 0''|
|5pc Bathroom||Second level|
|Master bedroom||Second level||15' 3'' x 12' 6''|
|Bedroom||Second level||15' 3'' x 11' 4''|
|4pc Bathroom||Second level||9' 7'' x 5' 3''|
|Family room||Second level||19' 4'' x 11' 9''|
|Bedroom||Second level||10' 6'' x 9' 11''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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