460 ELGIN Street E, St Marys
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- Listed Since: October 11th 2018
This is the first time for this well built brick bungalow to be on the market. This 3 bedroom home on a quiet street is great for a family or perfect for those looking to retire. Close to schools and recreational facilities. Features include hardwood floors, newer windows, new roof, newer appliances. Extra large lot 67ft x 230ft, space for approx 8 cars in the driveway, detached garage and it's located in a great neighbourhood. Don't miss out on this one! (id:23309)
- Address: 460 ELGIN STREET E
- Location: ST. MARYS
- Ownership: FREEHOLD
- MLS: 30692412
|Recreation room||Basement||22' 0'' x 10' 0''|
|Workshop||Basement||23' 0'' x 12' 0''|
|Utility room||Basement||23' 0'' x 13' 6''|
|Eat in kitchen||Ground level||10' 0'' x 16' 0''|
|Living room||Ground level||18' 0'' x 13' 0''|
|4pc Bathroom||Ground level||' 0'' x ' 0''|
|Bedroom||Ground level||11' 6'' x 8' 5''|
|Bedroom||Ground level||11' 6'' x 11' 0''|
|Bedroom||Ground level||9' 2'' x 11' 0''|
Monthly Mortgage Payments
Thinking about buying 460 ELGIN Street E -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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