283 REGINA Street Stayner Ontario
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Glencairn model in'The Villages in Stayer'. Home has spacious foyer up to living rm, kitchen and dining nook with patio door to deck overlooking backyard and shed. Main floor also has 3 bedrooms, 4 pc. main bath + 3 pc. en suite. Lower level has walkout to backyard but is not finished. Home has central vac, hardwood floors, ceramic floors, 2 car garage with inside entry, laundry in lower level. HRV Unit, garage door opener, fenced back yard and includes 5 appliances. Call today to view.
Stayner -- Balanced Real Estate Market
|Other||Main level||8'2 X 12'(DINETTE)|
|Master bedroom||Main level||12 X 13'|
|Living room||Main level||12'2 X 18'|
|Kitchen||Main level||9 X 12'|
|Bedroom||Main level||10 X 10'7|
|Ensuite (# pieces 2-6)||Main level||3 PC|
|Bath (# pieces 1-6)||Main level||4 PC|
|Bedroom||Main level||10 X 11'7|
Monthly Mortgage Payments at 2.34
Thinking about buying this home in Stayner -- lets calculate some mortgage payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
These mortgage estimates are provided by Sharon Vanderschot from Mortgage Alliance.