142 LOUISE STREET, Stratford
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- Listed Since: May 17th 2018
First time this home has ever been on the market! Here is your chance to be the second owner of a lovingly cared for home in beautiful Stratford. You will fall in love with the cozy layout of this 2 bedroom, 1 bathroom home with plenty of room to grow. Sit on the back deck or front porch and sip your favourite beverage while you take in the Award Winning Gardens (Stratford Civic Beautification and Environmental Awareness Residential Award) and golf course like lawn that is sure to bring hours of outdoor pleasure. Plan your expansion and finish the unspoiled basement. Your future home boasts a newer roof, vinyl windows on the main floor, updated electrical panel, a new gas range, new railings and front porch. The home has been freshly and tastefully painted with new laminate floors throughout. This is a simply perfect home for a small family, first time buyer or those looking to downsize. Call us for your private viewing today! (id:23309)
- Address: 142 LOUISE STREET
- Location: STRATFORD
- Ownership: FREEHOLD
- MLS: 126756
|Kitchen||Ground level||13' 4'' x 7' 2''|
|Dining room||Ground level||10' 1'' x 7' 10''|
|Living room||Ground level||17' 6'' x 11' 2''|
|Bedroom||Ground level||11' 2'' x 9' 4''|
|Bedroom||Ground level||11' 1'' x 10' 1''|
|4pc Bathroom||Ground level|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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